Whether you are buying your first home, your next home, downsizing or looking for a vacation home, creating your winning team to help you buy your home is an important step towards success. Using a professional will always make sure you have the right advice BUT you need to know who to have on your side:
YOUR MORTGAGE BROKER
And I should be the very first step of your home buying journey!
Working with a Mortgage Broker is just like working with a personal shopper. I have access to a large number of lenders so I can offer you a wider variety to options than you will have if you were working directly with a bank. I should be your first step on your home buying journey because you will want to get pre-approval before your start the home hunting process. I will work with you to understand your financial position and complete your application for pre-approval. I will negotiate the best terms and rates on your behalf and we can then lock them in while you shop for your dream home. Once you have found it, I will complete your mortgage application and be with you every step of the way through to closing of your purchase. When the time comes, I can also assist you with your mortgage renewal. And the best part – All this is free for you!!
Your Lawyer or Real Estate Attorney is equipped to prepare and review documents relating to real estate such as purchase agreements, mortgage documents, title documents and transfer documents. You will choose a lawyer to handle the closing of your transaction and you will need to take their costs into consideration when budgeting for your purchase.
REAL ESTATE AGENT
For Buyers, your real estate agent is there to do the leg work for you. They will get to know your budget, your needs and your wants and then they will begin searching for your dream home. Like me, they also act as a professional shopper – They show you homes that meet your criteria and, once you have found the perfect one, they will help you make an offer and negotiate the price. As part of your winning team, they coordinate with other professionals to have your home inspected and make sure that all your conditions are met within the specific timeframes. Again, their service is free to you.
As a buyer, the home inspection is an important step that shouldn’t be missed. A home inspection will provide you with a written report of the property’s condition. It will include any significant defects or problems that you need to be aware of before the purchase of the property is finalized.
Making your home buying experience a success is all about having the right professionals in your corner. Assembling the a winning team that you trust and know will support you and will help to make your transaction as stress free as possible. But knowing who to work with can sometimes be difficult – I am always happy to help give you recommendations on who is the best in the business and will support you on your home buying journey. If you are ready to get your winning team together, contact me on 780-370-1490 and we can take the first steps together.