At Mortgages by Barb, we provide a wide array of expertise and services to make the process of buying your first home as simple and enjoyable as possible. We know you have questions, and we encourage them! Buying your first home is likely one of the largest purchases you will make in your lifetime and we are here to help you reach this exciting goal.

first time home buyersWhile banks only source the rates and data from their own internal perspective, we source quotes from a variety of lenders to find you the best mortgage rates and terms to fit your needs. Whatever your situation, we will find you the best-suited mortgage to get you into your first home!

Mortgages for First-Time Home Buyers in Fort McMurray

Purchasing your first home is an exciting milestone! However, with this investment also comes many big decisions. That is where consulting with a mortgage professional can be very helpful. A mortgage professional is on your side, giving you an objective view of the mortgage landscape and finding you the best fit for your unique needs. With access to a variety of mortgage lenders, we are able to provide you with the best, low mortgage rates and terms in Alberta to get you into the house of your dreams.

The first step on your road to finding the best first-time homebuyer mortgage rates starts with connecting with a mortgage professional. We specialize in sourcing the best rates and terms for your situation, whether you are a long-term Alberta resident, salaried or hourly, or a contract professional working in the oil and gas industry, etc. Contact us today to discuss the best options for you!

Get Mortgage Pre-Approval

When you are a first-time homebuyer, it can be hard to identify a realistic budget. So, where do you start? A mortgage professional will assess factors such as your income, credit score, debt and assets to provide a rough estimate on the total mortgage value you can expect to be approved for. With a realistic budget in mind, you can responsibly house hunt knowing the true possibilities and prevent any disappointment down the road.

If you qualify for a pre-approved mortgage, you will get a better idea of your maximum budget and receive a guaranteed mortgage rate for a specific period of time, which provides peace of mind. If you don’t qualify for a pre-approved mortgage, we will still be able to help you estimate a mortgage-qualifying amount. Speak with Fort McMurray mortgage advisor Barb Pinsent today to see if you qualify for a pre-approved mortgage!

For more information or any questions you may have about mortgage pre-approval, give me a call at 780-370-1490 or contact me to discuss further or fill out the form below to get in touch with me about your mortgage solutions: