When to check in on your mortgage

A new year brings new resolutions, best intentions, and a larger-than-normal burst of optimism . . . so what better time of year to check in on your mortgage? Now that the seemingly endless stream of holiday parties and end-of-year commitments at work has slowed down and you’re no longer preoccupied with shopping and out-of-town […]

3 things you need to tell your mortgage broker

Article from whichmortgage.ca 3 things you need to tell your mortgage broker By Kimberly Greene – whichmortgage.ca Your mortgage broker isn’t a mind-reader. They don’t automatically know what you want out of a mortgage, and what worked for a previous client probably won’t be the best choice for you. Before your mortgage broker goes shopping […]

‘Benchmark rate’ and what it means for you Written by Barb Pinsent, Fort McMurray Mortgage Broker – barbpinsent.com

‘Benchmark rate’ and what it means for you Written by Barb Pinsent, Fort McMurray Mortgage Broker – barbpinsent.com You may have been seeing a lot lately online about the ‘benchmark rate’ and new mortgage rules. As a licensed mortgage broker, it is my job to educate the public on what these changes and terms mean […]

New Mortgage Rules Announced: The Good, The Bad and The Ugly from movesmartly.com

From MoveSmartly.com…   Last week the Office of the Superintendent of Financial Institutions (OSFI) announced three changes to its B-20 guidelines, which are otherwise known as the mortgage rules that must be used by all federally regulated lenders. This sixth round of B-20 changes since the financial crisis in 2008 will take effect on January […]

Get a Better Mortgage Rate at Renewal Time

Get a Better Mortgage Rate at Renewal Time

Most mortgage owners forget about their renewal date. More often than not, they end up signing without reviewing any other options simply because they weren’t prepared. This could be your biggest mistake. Never renew with your current lender without exploring all your options first. You could be missing a better deal and a chance to […]